The Health Insurance Program for Michigan–or HIP–is part of the Affordable Care Act signed into law in 2010. It provides affordable, high quality health coverage to Michigan residents who have been uninsured for six months and have an eligible pre-existing condition.
Under the HIP Support Program, qualifying individuals will be reimbursed one-third of the money they pay for HIP Michigan Insurance. For example, a 44-year-old paying HIP Michigan premiums of $296 per month for insurance would get $98.67 back each month if he/she qualifies for the program.
"We're pleased to offer refunds to HIP Michigan enrollees," said Bruce Miller, Executive Director for the Northern Health Plan, which serves an eight-county region across the tip of the mitt. "Affordability is the number one issue for income families seeking health insurance. This program can help."
It's easy for HIP Michigan enrollees to get their refunds, according to Valeri Ramage, the local Coordinator of the Northern Health Plan.
"First, enroll in HIP Michigan and pay your first premium. Then call us and we'll explain how to submit your receipt and document your income. If you qualify, we send you a check for up to one-third of your refund."
To see if you qualify for partial reimbursement of your HIP premium, call Ramage at the Health Department of Northwest Michigan at 231-547-7665 during regular business hours. The Health Department of Northwest Michigan administers the HIP Support Program for its four-county service area (Antrim, Charlevoix, Emmet, Otsego), as well as District Health Department #4 service area (Alpena, Cheboygan, Montmorency, and Presque Isle). For more information about HIP Michigan, call 877-459-3113 or visit www.hipmichigan.org.